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If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.
Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.
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We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit, we can help sort out your finances. No proof of income loan plans are also available meaning loans for self employed people with no accounts needed.
If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.
Latest News
Interest rates slashed by central banks
In a decision aimed at trying to calm global financial markets and stabilise the economy central banks around the globe decided yesterday to cut their base interest rates by 0.5%. This included the Bank of England, which has cut the base rate from 5%, where it has been since April, to 4.5% - the first interest rate cut of half a percent in seven years.
The announcement came one day ahead of the scheduled Monetary Policy Committee meeting, where decisions on interest rate movement are usually made. The US Federal Reserve has also slashed its base rate, taking it from 2% to 1.5%. The half point cut from the European Central Bank has seen its base rate fall from 4.25% to 3.75%.
Central banks in Switzerland, Sweden, and Canada also followed suit in cutting the interest rates in what was described as an unprecedented move. China also cut its base rate, although the rate was only cut by 0.27%. Unfortunately, whilst the news of the rate cut was welcomed it appears that many investors were not convinced that the action would solve the financial crisis, and as a result of this world stock markets remained subdued.
After a sleepless Tuesday night the Prime Minister, Gordon Brown, and the Chancellor, Alistair Darling, called a press conference yesterday. Here, they announced the news about the interest rate cut and also announced additional measures that they would be taking in order to try and calm the turmoil in the banking and financial markets.
A package of measures to try and rescue the UK banking system was announced, and officials said that this package could end up costing around £400 billion. Part of the rescue plan for banks could see many major lenders becoming part nationalised.
Gordon Brown also had some news for consumers that had money in savings accounts with the collapsed Icelandic Internet bank, Icesave, informing them that all of their savings would be guaranteed 100%, which meant that savers that had money over and above the £50,000 government guarantee threshold would not end up losing out.
9th October 2008 more ....
More news this week ...
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Energy firms need to be fairer about consumer charges -
The UK’s energy firms have been told that they must exercise increased fairness when it comes to billing and charging consumers, and - 8th October 2008 more ....
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Shares plummet due to global financial crisis -
There was further evidence of the global financial crisis at the start of this week, as share prices in London and New - 7th October 2008 more ....
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Increase in savings guarantee confirmed -
Over the past week it has been revealed that changes to the Irish banking system will mean that savers in Ireland, along - 7th October 2008 more ....
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Rates range from 7.7% to 23.5% APR - Typical 12.9%
APR
THINK CAREFULLY BEFORE SECURING
OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON A MORTGAGE OR
ANY OTHER DEBT SECURED ON IT
Loans4 and Mortgages4 are the trading names of Loans4 Limited - Registered Office: 111/113 High Street, Evesham, Worcs, WR11 4XP -
Consumer Credit Licence Number: 560808
- Data Protection Number: Z8124775 © Copyright 2003 - 2008, Loans4 Ltd, All rights reserved
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