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Loans4 Low Rate Homeowner Loans

If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.

Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.

Use the buttons below to work out how much you can afford to borrow, and apply online for a fast decision.
Homeowners Application Form Tenant & Living with Parents Application Forms
Clear All Your Credit Loan Calculators
Homeowers - Click for a Desicion in One hour
We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit or consolidate your debts, we can help sort out your finances. Non-standard proof of income loan plans are also available meaning loans for self employed people with no accounts needed.

If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.

Latest News
FCA and PRA regulators plan to put in place tougher rules for insurance company senior staff

The Financial Conduct Authority (FCA) plan to bring in new rules which partly mirror the tough new rules that the banging industry must adhere to.
Under the plans, insurance executives will become directly responsible for decisions they make.
Senior managers at large insurance firms will also need to satisfy the Prudential Regulation Authority that they are “fit and proper” to carry out their job.
The PRA and the Financial Conduct Authority (FCA) set out supervision rules for senior bankers in July, proposing seven-year claw-back periods on bonuses and possible prison sentences for those responsible for the collapse of a company.
Last year the Financial Stability Board, a group of global banking regulators, deemed nine insurance firms including Aviva and Prudential to be systemically important financial institutions – a title that comes with tighter rules on capital and oversight in a bid to prevent another widespread financial crisis.
In response to the new measures proposed, the Association of British Insurers said “We will be working with our members and the PRA and FCA to ensure that the regime is fit for purpose and ensures a continuing flow of high level talent into the insurance industry.”
The rules will apply to chief executives, along with finance, audit, risk and actuarial bosses at the biggest firms, as well as some senior staff in the members of the Lloyd’s of London insurance market.
26th November 2014 more ....

More news this week ...

RBS says will be no repeat of IT failures, after £56m fine - Having been fined by the UK regulators, Royal Bank of Scotland has said there will be no repeat of an IT system - 24th November 2014 more ....

Government borrowing see fall in October, but increase compared to same period last year - The ONS said government borrowing was down £0.2bn compared to the month before in September, which meant the amount borrowed as £7.7bn - 21st November 2014 more ....

Interim payday lender Wonga’s CEO stands down - The company who appointed Andy Haste as its chairman in July, has yet to name a new chief executive after Tim Weller, - 20th November 2014 more ....

Rates range from 7.9% to 25.9% APR - Typical 12.9% APR
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