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If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.
Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.
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We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit, we can help sort out your finances. No proof of income loan plans are also available meaning loans for self employed people with no accounts needed.
If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.
Latest News
Tax code errors could cost consumers thousands
It has been claimed that some consumers could end up paying thousands of pounds more than they need to for their tax as a result of errors that have been made with their tax code. The errors that have been made with the 2010/2011 tax codes could mean that some taxpayers end up paying way over the odds when it comes to their tax bill, and many may fail to realise that they are paying more than they have to, as they will not be aware that their tax code is incorrect.
Industry experts have stated that measures that have been put into place to try and streamline the tax system have actually resulted in many people being hit with incorrect tax codes, and this has resulted in people having to pay way more than they are due to in the form of income tax. This comes after HM Revenue and Customs conducted an overhaul of its systems last year.
However, despite the fact that the purpose of the system overhaul carried out by HM Revenue and Customs, which was designed to improve the system, the measure appears to have simply made things more difficult by issuing people with the wrong tax codes, resulting in many people not getting the tax free allowance that they should be entitled to.
A spokesperson for the Institute of Chartered Accountants stated that there was clearly outdated information on the files of HMRC and this was affecting the tax codes that people were being issued with. She added that 'if you put garbage in then you get garbage out' casting further doubt on the abilities of the tax system in the UK.
The people that are thought to be most at risk are those that that have changed their details or changed their jobs in the past twelve months. Some people are said to have been sent tax codes for jobs that they left several years earlier, showing how flawed the whole system is. Consumers are being warned to look out for letters on the tax code that include BR or Do, as these are said to indicate that there is no tax free allowance attached to the income.
8th February 2010 more ....
More news this week ...
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Debt advice agencies struggling to cope with demand -
It has been revealed that the personal debt mountain in the UK has now reached £1.46 trillion, and following a very turbulent - 5th February 2010 more ....
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Interest rates on hold, and QE not to be extended -
The Bank of England has announced today that the base interest rate is to be kept on hold for the eleventh month - 4th February 2010 more ....
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Increase reported in demand for credit -
Over the past twelve months there have been a number of reports that have highlighted how the level of demand for consumer - 3rd February 2010 more ....
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Rates range from 7.7% to 23.5% APR - Typical 12.9%
APR
THINK CAREFULLY BEFORE SECURING
OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON A MORTGAGE OR
ANY OTHER DEBT SECURED ON IT
Loans4 and Mortgages4 are the trading names of Loans4 Limited - Registered Office: 111/113 High Street, Evesham, Worcs, WR11 4XP -
Consumer Credit Licence Number: 560808
- Data Protection Number: Z8124775 © Copyright 2003 - 2009, Loans4 Ltd, All rights reserved
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