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If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.

Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.

Use the buttons below to work out how much you can afford to borrow, and apply online for a fast decision.
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We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit or consolidate your debts, we can help sort out your finances. Non-standard proof of income loan plans are also available meaning loans for self employed people with no accounts needed.

If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.

Latest News
Lending to small businesses still remains low

The Bank of England has released figures that show the amount of money being lent to businesses has yet to rise, in order to help fuel growth in the economy and exports.
Total net lending to UK companies fell by 0.5bn in the quarter to the end of February, as did lending to small and medium-sized enterprises (SMEs), though the overall decline was less than the 3.3bn fall reported in the three months to the end of November.

In response to the figures, one leading economist has spoken out to say that the figures did not necessarily reflect companies ability to secure funding. Alan Clarke a director of fixed income at Scotiabank said that although the headline business lending data made grim reading, the situation is not black and white, as while the growth of lending to businesses remained negative, this is partly because firms are taking advantage of cheaper sources of financing. This is due to blockages in the financial markets having now cleared meaning firms have been able to source borrowing directly from the financial markets instead of through the banking system. He added that lower business lending is actually a good thing as it means financial markets are returning to normal.

This was despite The Bank of England, and the Treasury, refocusing its Funding for Lending Scheme, to support solely business lending.
24th April 2014 more ....

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