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If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.
Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.
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We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit or consolidate your debts, we can help sort out your finances. No proof of income loan plans are also available meaning loans for self employed people with no accounts needed.
If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.
Latest News
Bank of Mum and Dad getting tougher
Whilst there have always been first time buyers who have been reliant on money from their parents in order to help them onto the properly ladder, this is something that has become increasingly prevalent over recent years, with more and more young first time buyers having to turn to their parents in order to help get the money together to get them onto the property ladder.
Higher deposit demands coupled with frozen income and higher living costs has meant that many younger people, even if they are working, have been unable to put enough money aside to get them onto the first rung of the ladder. The Bank of Mum and Dad has therefore been raided by many of those who were determined to get their own place, even if they were unable to save up the money themselves.
However, data indicates that in this difficult financial climate even the Bank of Mum and Dad has started to run dry – which has resulted in many younger people now turning to their grandparents for financial assistance in getting a home. A recent report showed that increasing numbers of younger people were now turning to their grandparents for help with raising a deposit for a home, as a rising number of parents were struggling with finances themselves and therefore did not have the capacity to help their children to raise a deposit.
Over one thousand younger people were polled as part of the study, which was carried out by the house builder Taylor Wimpey. It was found that 10% of them had turned to their grandparents in order to get help with raising a deposit. The study also showed that a rising number of grown up children were being forced to continue living with their parents for longer in order to try and save money towards a deposit.
In fact, some grown up children now fear that they could be living with their parents until they are in their late 40’s or even in their 50’s because of their financial situations – and many said that this had caused their relationship with their parents to suffer.
27th January 2012 more ....
More news this week ...
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Increase in mortgage fees over the past year -
Mortgage fees are one of a number of fees and charges that many borrowers have to take into consideration when taking out - 26th January 2012 more ....
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Shopping around becomes more difficult as car insurance quotes rise by £50 -
Whilst many people already spend a lot of time shopping around before purchasing their vehicle insurance cover, this is a process that - 25th January 2012 more ....
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Many adults planning to cut back on spending -
The results of a recent survey have suggested that as a result of the ongoing difficult financial climate in the UK many - 24th January 2012 more ....
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Rates range from 7.9% to 25.9% APR - Typical 12.9%
APR
THINK CAREFULLY BEFORE SECURING
OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON A MORTGAGE OR
ANY OTHER DEBT SECURED ON IT
Loans4 and Mortgages4 are the trading names of Loans4 Limited - Registered Office: 111/113 High Street, Evesham, Worcs, WR11 4XP -
Consumer Credit Licence Number: 560808
- Data Protection Number: Z8124775 © Copyright 2003 - 2012, Loans4 Ltd, All rights reserved
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