Fast, Friendly, Efficient


Loans4 Low Rate Homeowner Loans

If you are looking for a low cost consolidation loan to help clear all your existing credit. Loans4 can help you clear all your existing loans, credit cards, store cards, car finance, and even your overdraft, into one low rate consolidation loan. Loans are available to both home owners and tenants.

Loan plans are available to you even if you have had bad credit in the past, so those with a poor credit rating we can select the loans which are available to you. We offer low rate secured home loans, cheap loans and unsecured loans are also available to those with a good credit profile. Use our loan qualifier below to find out which loan you qualify for.

Use the buttons below to work out how much you can afford to borrow, and apply online for a fast decision.
Homeowners Application Form Tenant & Living with Parents Application Forms
Clear All Your Credit Loan Calculators
Homeowers - Click for a Desicion in One hour
We offer low rate and cheap loans to home owners, so if you are a homeowner and are looking to clear your credit or consolidate your debts, we can help sort out your finances. Non-standard proof of income loan plans are also available meaning loans for self employed people with no accounts needed.

If you are looking for a consolidation loan to clear all your credit, or a loan for doing some home improvements, a new car, or for mostly any other purchase, we can help.

Latest News
Government borrowing see fall in October, but increase compared to same period last year

The ONS said government borrowing was down £0.2bn compared to the month before in September, which meant the amount borrowed as £7.7bn in the month.
Government borrowing between April and October also saw an increase, in total for that period it was £64.1bn, an increase of £3.7bn from the same period last year (2013).
Borrowing for the financial year to date is 6.1% above the same period last year.

The Office for Budget Responsibility (OBR) predicted that net borrowing would fall by more than 10% in the coming year.

Partly the reason was due to slow wage growth and large numbers of people earning less than the threshold for income tax, which affected tax receipts to the treasury.
October's data showed receipts from income tax were £81.5bn, down £0.3bn on the same month last year, despite economic growth running at around 3% and a surge in employment.

Total public sector net debt in October was £1,449.2bn (79.5% of GDP).

In response to the latest figures, a Treasury spokesperson said: "While today's public finance figures show borrowing is down this month compared to last year, the impact of the great recession is still being felt in our economy and the public finances. At the same time, we have to recognise that the UK is not immune to the problems being experienced in Europe and other parts of the world economy”.

Following the data release the OBR reaffirmed that it expected income tax receipts to pick up at the end of the financial year, however growth in central government receipts so far this year had been much weaker than forecast at the time of the Budget.
The OBR says factors such as weaker than expected wage growth, lower than expected residential property sales (incorporating stamp duty), and lower oil and gas revenues are making it unlikely that the full year receipts growth forecast stated in March will now be met.
21st November 2014 more ....

More news this week ...

Interim payday lender Wonga’s CEO stands down - The company who appointed Andy Haste as its chairman in July, has yet to name a new chief executive after Tim Weller, - 20th November 2014 more ....

Retail sales increase by 0.8% in October - The Office for National Statistics (ONS) has reported retail sales increased compared to the month before (September), and also that year-on-year comparison - 20th November 2014 more ....

Chase de Vere Independent Financial Advisers fined £560,000 for mis-selling policies - The firm’s fine related to the mis-selling the policies of the now-defunct Keydata investment firm, with the Financial Conduct Authority imposing the - 17th November 2014 more ....

Rates range from 7.9% to 25.9% APR - Typical 12.9% APR
Loans4 and Mortgages4 are the trading names of Loans4 Limited - Registered Office: 111/113 High Street, Evesham, Worcs, WR11 4XP -
Consumer Credit Licence Number: 560808 - Data Protection Number: Z8124775 © Copyright 2003 - 2014, Loans4 Ltd, All rights reserved
Loans4 News RSS