|
|
|
Personal Loans
Personal Loans are for people who own their own property and can be used for any purpose. You may require a Personal Loan to consolidate your existing loans or credit cards into one lower more manageable monthly repayment, or to purchase that something special, such as a new car, home improvements such as a new kitchen, conservatory, or loft conversion. personal loans can even be used for advancing your career by doing that course you have always wanted to do.
Here at Loans4 we have experienced staff who are specialists in personal loans, and will work with you to give you the best possible personal loans available loan from our panel of lenders, at the best possible APR and repayments, to match your individual credit profile and affordability.
It’s really important to find a Personal Loan to suit your needs.
Use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually apply for a Personal Loan. The 'Do you Qualify ?' feature will help you determine the best Personal Loan and best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.
Our loans range from £3,000 to £100,000, so can help meet your short term and longer term borrowing needs.
You will be able to find out which Personal Loan is available to you before you have to make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.
Once you have used the ‘Do you qualify’ Personal Loan selector, it’s quick and easy to apply for Personal Loan, all you need to do is select the loan which matches your needs, then you will be asked some personal questions (as opposed to the general questions on the qualifier form), and the you will be able to apply for your Personal Loan at the click of a button.
For a Personal Loan, click this button to see which loan you qualify for.
Latest Loan / Finance News
Research reveals UK's top burglary insurance claim hotspots
Whilst most of us pray that we will never actually have to use it, most of us have some form of insurance in place to protect us financially in the event that we get burgled and lose possession of monetary or sentimental value. However, with crime rates being much higher in some areas than others, there are some people who are far more likely to make a claim on their home insurance policy simply because of the area that they live in.
A recent study has highlighted the top twenty hotspots in the UK where burglaries and subsequent home insurance claims are most likely to have been made. The research showed that those living in Stoke Newington in North London are most likely to make a claim for burglary, as for every one thousand residents in the area nearly thirty four have had to make an insurance claim relating to theft.
The data that was released has been based on millions of home insurance quotes that have been provided to consumers nationwide. Two of the burglary hotspots that were highlighted in the data were London and Yorkshire. Streatham is said to have the highest proportion of burglary claims with Mill Hill and Wood Green also taking spots near to the top of the hotspot list.
Also featuring on the list were a number of areas in Yorkshire, including Doncaster, Bradford, Leeds and Sheffield. In Apperley Bridge, Bradford, there were nearly thirty two claims per one thousand residents, which matched the figure for West Bromwich in the West Midlands.
The report also showed areas there people were least likely to have made a claim, which means that they are often be able to get far better deals on their home insurance. This included Peterlee in County Durham, Bodelwyddan in Denbighshire, Wales, Helston in Cornwall and Elgin in Moray, Scotland. The number of claims per one thousand people recorded in these areas came in at less than one.
For those who live in the hotspot areas the cost of taking out home insurance could end up being considerably higher than for those in the lower crime areas simple due to the increased risk of a payout for the insurance firm.
more ....
More news this week ...
|
|
|
|
 |
