Personal Loans
Personal Loans are for people who own their own property and can be used for any purpose. You may require a Personal Loan to consolidate your existing loans or credit cards into one lower more manageable monthly repayment, or to purchase that something special, such as a new car, home improvements such as a new kitchen, conservatory, or loft conversion. personal loans can even be used for advancing your career by doing that course you have always wanted to do.
Here at Loans4 we have experienced staff who are specialists in personal loans, and will work with you to give you the best possible personal loans available loan from our panel of lenders, at the best possible APR and repayments, to match your individual credit profile and affordability.
It’s really important to find a Personal Loan to suit your needs.
Use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually apply for a Personal Loan. The 'Do you Qualify ?' feature will help you determine the best Personal Loan and best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.
Our loans range from £3,000 to £100,000, so can help meet your short term and longer term borrowing needs.
You will be able to find out which Personal Loan is available to you before you have to make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.
Once you have used the ‘Do you qualify’ Personal Loan selector, it’s quick and easy to apply for Personal Loan, all you need to do is select the loan which matches your needs, then you will be asked some personal questions (as opposed to the general questions on the qualifier form), and the you will be able to apply for your Personal Loan at the click of a button.
For a Personal Loan, click this button to see which loan you qualify for.
Latest Loan / Finance News
BCC comments on economic outlook
Officials from the British Chambers of Commerce have stated that the economic outlook in the UK is worse than had been predicted, with the economic slowdown set to continue well into 2009. Last week the BCC described the decision by the Bank of England to leave interest rates unchanged at 5% as a mistake, and it has now warned that the central bank will need to act quickly in order to try and ease the expected continued slowdown.
The Bank of England has cut the base rate three times since December, taking it from 5.75% to 5%, but officials from the BCC say that further action is needed to try and improve the nation's economic outlook. Even a member of the rate setting Monetary Policy Committee has recently said that unless the central bank acts more aggressively in terms of cutting the base rate then the nation is in danger of falling into recession and house prices could plummet by a third.
Officials from the MPC and Bank of England have been stating for many months that the decision on interest rate movement is a difficult one in the current climate, as members have to consider rising inflation as well as a slowing economy. However, the BCC has said that the central bank should not waste time on undue caution due the dangers that are facing the economy over the next year and a half.
The BCC said that the more time the MPC wasted by not lowering rates further the more likely that the economic outlook would continue to deteriorate. It said that further delays would cause unacceptable threats to growth, and has cut its annual growth forecasts for next year from 2% to 1.6%. The BCC said that this cut was due to lower expected spending levels from consumers, who continue to struggle with rising bills and living costs.
However, despite the gloomy economic outlook the BCC has said that it does not think that a recession is likely, although it has urged the government to provide additional support for small businesses, which face a 'difficult and risky' eighteen months.
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Seventeen year low for spending power -
According to a recent report the spending power of the average household in the UK has hit its lowest level in seventeen - 9th May 2008 more ....
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No change to interest rates -
Following today's Monetary Policy Committee meeting the Bank of England has announced that interest rates are to remain unchanged at 5%. The - 8th May 2008 more ....
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Officials doubt central bank will cut rates this week -
Following a recent Reuters Poll it was shown that only five out of sixty five economists that were polled were expecting the - 7th May 2008 more ....
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