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Enjoy a great choice for Loan products
Finding the right loan out of all the different loans available these days can be difficult, as this area is something of a minefield. Unless you have some knowledge of the loans market and can recognise a competitive interest rate and other benefits associated with a loan you may find it difficult to make the right choice. Having professionals with an excellent working knowledge of loan products can prove invaluable, and this is where loans4 can help.
When it comes to a loan loans4 can help find that perfect loan for your needs. You can enjoy really competitive rates of interest with our wide range of loans, which means that you can look forward to affordable repayments on your loan.
A homeowner loan is an ideal solution for homeowners no matter what the circumstances. Whether you have a bad credit rating or whether you are a homeowner with very little equity in your property in the majority of cases we can still find homeowner loans to suit your needs.
You can use these loans for all sorts of purposes, and because of the competitive interest rates and extended repayment periods that come with loan products, you will find that they are a very effective and affordable solution to the money that you need. Longer repayment periods and lower interest rate will help to keep your monthly repayments to a minimum. Many people take out a loan for purposes ranging from consolidation of debts or improvement to the home to paying for luxuries such as a car or holiday and even funding a special event such as a wedding.
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Using these loans to consolidate smaller debts can really reduce your outgoings each month, as you can wrap up all of your smaller debts with one larger loan, which means one more convenient repayment each month, and a lower repayment than your combined existing debts. It also means that you won't be paying extortionate store card and credit card interest rates. Using your loan for home improvements can also prove to be ideal, as you can improve the comfort and practicality of your home, and you can also add value to your home with the right home improvements.
Whatever your needs, our wide choice of affordable loan products is certain to prove ideal. Whether you have a good credit rating or a bad credit rating you will most likely find that a loan will suit you down to the ground to help you spread the cost of major purchases or to consolidate other credit cards and loans you may have. You can select from a range of repayment periods, and interest rates making this type of loan highly competitive. In some cases you can get loans that offer over and above your level of equity, and these are perfect for those with little equity in their homes. loans can be arranged up to 125% of your property value, if you are a homeowner.
When taking out a homeowner loan do bear in mind that these loans are secured against your home, and therefore you should ensure that you can keep up with the repayments. With out resources and expertise we can ensure that we find you a loan from our range of loan products so that you are comfortable with the interest rate, the repayment period, and the amount of the monthly repayment. We can even provide you with a loan that can be used for multiple purposes, which means increased convenience and ease for you.
If you want a great deal on a loan you can find out quickly, easily, and conveniently whether you qualify. You can do this buy using our 'Do you Qualify' feature from the comfort and privacy of your own home, so you can find out quickly and easily without any unnecessary hassle other companies my put you through.
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Latest Loan / Finance News
Banks have to reveal scale of customer complaints
Recently Britain's High Street banking giants were forced to reveal the level of customer complaints for the first six month of this year, and the figures have shown that these major banks have received an astonishing number of complaints between them.
Based on the figures that have been released the six major High Street banks in the UK have been receiving around eleven thousand complaints a day from angry and dissatisfied customers. Furthermore the figures showed that nearly 90 percent of these customer complaints were rejected by the banking giants without even an apology being issued.
According to reports whilst the vast majority of customer complaints are being rejected by the banks around half of them are being upheld when they reach independent investigators, which indicates that the High Street banks are routinely rejecting valid complaints from customers.
In the first six months of the year the big six banks in the UK received an astonishing 1.4 million complaints between them from customers, and this equates to around eleven thousand complaints a day. Many of these banks are backed by the state having received huge amounts of taxpayers' money by way of a bailout following the financial crisis, which essentially means that they are part owned by the very people whose complaints are being rejected.
A spokesperson from the Consumer Action Group said that people had become used to banks treating their customers unfairly and badly, but now some of these banking giants were treating their owners badly by ignoring and rejecting complaints from taxpayers whose money had been used to bail the banks out and save them from collapsing during the financial crisis.
The report said that many customers were simply being fobbed off by the big banks, and this was leading to more consumers having to contact independent investigators such as the Financial Ombudsman Service, which itself has been inundated with complaints regarding High Street banks. Worryingly, however, many customers have been found to have given up after having their complaint rejected by the bank, even though they may have had a valid complaint.
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More news this week ...
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Warning over negative equity problems over coming years -
A warning has been issued by a housing industry group recently with regards to negative equity levels in properties in the UK. - 1st September 2010 more ....
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Apology made by Santander boss over poor service levels -
An apology has recently be made by a senior executive at the Spanish owned bank Santander after an investigation that was recently - 31st August 2010 more ....
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First time buyer numbers have fallen sharply -
It has been suggested in a recent report that the number of first time buyers has fallen sharply over the past year. - 30th August 2010 more ....
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Rates range from 7.7% to 23.5% APR - Typical 12.9%
APR THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT Loans4 and Mortgages4 are the trading names of Loans4 Limited - Registered Office: 111/113 High Street, Evesham, Worcs, WR11 4XP Consumer Credit Licence Number: 560808 - Data Protection Number: Z8124775 © Copyright 2003 - 2010, Loans4 Ltd, All rights reserved |
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