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Loan Calculators
There are a wide range of loan calculators available from a wide range of loan companies. If you are looking for a Loan Calculator then we can help. It's really important to find a loan that suit your specific needs so using one of our loan calculators would help you make the right decision.
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You can use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually go ahead with a loan. The 'Do you Qualify ?' feature will help you determine the best loan for you based on the Loan Calculator. We also find the best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.
You will be able to find our Loan Calculator by clicking the link below.
You can then use our Loan Calculator before you make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.
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Latest Loan / Finance News
Seventeen year low for spending power
According to a recent report the spending power of the average household in the UK has hit its lowest level in seventeen years, with a range of soaring costs affecting spending power levels in most households. This includes bills such as energy and council tax, rising living costs such as food and petrol, and high mortgage repayments.
The reports shows that over the past six years the proportion of income that households have had to pay out on these sorts of costs has soared, leaving most with very little money to spend on themselves. This has, of course, had a dramatic knock on effect on the economy, which has suffered a significant slowdown over recent months.
The amount of disposable income that the average household now has is at its lowest level since 1991, and according to some industry officials the situation is set to get worse. This is because they expect food costs and energy prices to soar over the course of the year, which will put additional strain on household finances.
Figures from the Daily Mail's Cost of Living Index recently indicated that the average household needs to find an extra £100 each month simply to cope with all of these rises without having to make any further changes or cutbacks. The Index also showed that taking into account increased mortgage costs some households could be searching for an additional £2000 a year.
The figures have resulted in scathing attacks from the Conservative Party, which is using the information to question the competence of the Labour Party. The Shadow Chief Secretary to the Treasury stated that families were feeling far worse off financially under labour, having to cope with stagnant wages, sky high prices, and stealth taxes. The Conservative Party has also attacked the scrapping of the 10p tax rate, stating that this is placing further financial pressures on already struggling households.
Whilst the outlook for disposable income levels for the rest of the year are bleak according to the report, officials also predicted that interest rates could fall as low as 3.5%, which could help to bring more stability to millions of households.
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More news this week ...
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No change to interest rates -
Following today's Monetary Policy Committee meeting the Bank of England has announced that interest rates are to remain unchanged at 5%. The - 8th May 2008 more ....
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Officials doubt central bank will cut rates this week -
Following a recent Reuters Poll it was shown that only five out of sixty five economists that were polled were expecting the - 7th May 2008 more ....
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Gloomy predictions from the Ministry of Justice over repossessions -
A forthcoming report about repossession levels from the Ministry of Justice is likely to make for gloomy reading, with indications that repossession - 6th May 2008 more ....
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