|
|
|
Personal Loans
Personal Loans are for people who own their own property and can be used for any purpose. You may require a Personal Loan to consolidate your existing loans or credit cards into one lower more manageable monthly repayment, or to purchase that something special, such as a new car, home improvements such as a new kitchen, conservatory, or loft conversion. personal loans can even be used for advancing your career by doing that course you have always wanted to do.
Here at Loans4 we have experienced staff who are specialists in personal loans, and will work with you to give you the best possible personal loans available loan from our panel of lenders, at the best possible APR and repayments, to match your individual credit profile and affordability.
It’s really important to find a Personal Loan to suit your needs.
Use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually apply for a Personal Loan. The 'Do you Qualify ?' feature will help you determine the best Personal Loan and best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.
Our loans range from £3,000 to £100,000, so can help meet your short term and longer term borrowing needs.
You will be able to find out which Personal Loan is available to you before you have to make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.
Once you have used the ‘Do you qualify’ Personal Loan selector, it’s quick and easy to apply for Personal Loan, all you need to do is select the loan which matches your needs, then you will be asked some personal questions (as opposed to the general questions on the qualifier form), and the you will be able to apply for your Personal Loan at the click of a button.
For a Personal Loan, click this button to see which loan you qualify for.
Latest Loan / Finance News
Bank of England warns on inflation fears
The governor of the Bank of England, Mervyn King, has issued a stark warning with regards to the outlook for inflation in the UK, which has already rocketed to way above the government's 2% target, and is set to continue rising. Mr King recently said that the outlook for inflation had 'deteriorated markedly'. High food and fuel costs have seen inflation levels rise to their highest in thirteen months.
According to Mr King inflation levels are set to remain above the government target for the next two years, and he added that this would have a serious effect on the economy. Inflation levels are currently at 3%, a full 50% over the target that is set by the government. The rising concerns over inflation may mean that the Bank of England has to be far more careful when it comes to interest rate cuts, and this may reduce the chances of another rate cut in June, which is what many analysts and economists had predicted.
King also added that house prices were set to fall further – a warning backed by the 'leaked' document from Housing Minister Caroline Flint, which indicated that the government was expecting house prices to fall by between 5% and 10% this year. Mr King commented on the difficulties that the Bank of England now faces when it comes to setting interest rates, as there will be far more pressure to consider the outlook for inflation as well as the state of the slowing economy.
He went on to state that the Monetary Policy Committee was facing its most challenging time in relation to setting interest rates, and added that the 'nice decade' was not behind us, at least for the time being. Officials agreed that interest rate movement would be tricky, stating that failure to cut rates could tip the nation into recession whilst cutting rates could further increase inflation levels.
The governor said that the MPC would need to focus on getting inflation back under control in the medium term, although he also said that in the near term growth would rise sharply.
more ....
More news this week ...
|
Flint's notes indicate 5-10% fall in house prices -
The Housing Minister Caroline Flint made a blunder at this week's weekly Cabinet meeting, when she came in carrying notes that clearly - 14th May 2008 more ....
|
Some insurance price comparison sites could be misleading -
According to a recent report some insurance price comparison sites could be misleading for consumers, with a review carried out by the - 13th May 2008 more ....
|
BCC comments on economic outlook -
Officials from the British Chambers of Commerce have stated that the economic outlook in the UK is worse than had been predicted, - 12th May 2008 more ....
|
|
|
|
 |