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Homeowner Loans

Homeowner loans are for people who own their own property and can be used for any purpose. You may require a homeowner loan to consolidate your existing loans or credit cards into one lower more manageable monthly repayment, or to purchase that something special, such as a new car, home improvements such as a new kitchen, conservatory, or loft conversion. homeowner loans can even be used for advancing your career by doing that course you have always wanted to do.

Here at Loans4 we have experienced staff who are specialists in homeowner loans, and will work with you to give you the best possible homeowner loans available loan from our panel of lenders, at the best possible APR and repayments, to match your individual credit profile and affordability.

It’s really important to find a homeowner loan to suit your needs.

Use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually apply for a homeowner loan. The 'Do you Qualify ?' feature will help you determine the best homeowner loan and best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.

Our loans range from £3,000 to £100,000, so can help meet your short term and longer term borrowing needs.

You will be able to find out which homeowner loan  is available to you before you have to make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.

Once you have used the ‘Do you qualify’ homeowner loan selector, it’s quick and easy to apply for homeowner loan, all you need to do is select the loan which matches your needs, then you will be asked some personal questions (as opposed to the general questions on the qualifier form), and the you will be able to apply for your  homeowner loan at the click of a button.

For a homeowner loan, click this button to see which loan you qualify for.

Homeowners Application Form

 



Latest Loan / Finance News
PM advises on cutting back on cost of food

The Prime Minister, Gordon Brown, has been urging families in the UK to stop buying more food than they need in the weekly or monthly shop, as this is resulting in families throwing away food amounting to a huge amount of money each month, and is driving up the cost of food. Mr Brown said that unnecessary purchases are leading to tonnes of food being binned by families in the UK.

It is estimated that the average household in the UK throws away around £8 of food each week, and with the cost of living on the rise and food inflation soaring the Prime Minister feels that this is a matter that families need to address when making their grocery purchases. Experts have recommended planning meals on a weekly basis, stating that this can prove effective in cutting back on waste.

Many households have now turned to cheaper grocery stores such as Aldi or Lidl in a bid to avoid the high cost of food often found at the larger supermarket giants, but the household names such as Tesco and Asda have recently launched promotional offers in order to tempt customers back. Officials have urged shoppers to look out for buy one get one free offers on healthy foods such as fruit and vegetables, as this provides consumers with more scope to stick to a healthy diet without adding to the cost.

One industry official said that consumers should sit down and work out meals for the week, and write a list according to their plans, as this will result in fewer purchases and will therefore cut back on the cost of shopping and will help to avoid waste. Amongst the items that are often wasted are bread, apples, and potatoes according to industry officials.

Consumers are also urged to remember that whilst food that has a use by date on may not be safe to eat after the given date, foods that have a best before date on can still be consumed after the given date but may simply not be as fresh or tasty as it would have been prior to the best before date. Many people end up throwing food items away because they have gone a day or two past the best before date.
more ....


More news this week ...

Cost of credit card rises in time for summer holidays - As most parents are only too aware the six week summer holidays are just around the corner, and pretty soon the kids - 4th July 2008 more ....

Good news announced for savers and banks - The government has recently announced some news that has been welcomed by both consumers and banks with regards to a rise in - 3rd July 2008 more ....

House prices fall for eighth month in a row - According to industry officials house prices in the UK fell by an average of 0.9% last month, making it the eighth month - 2nd July 2008 more ....














































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Rates range from 6.7% to 23.5% APR - Typical 12.9% APR
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