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Enjoy a great choice of Homeowner loans

Finding the right homeowner loan out of all the different homeowner loans available these days can be difficult, as this area is something of a minefield. Unless you have some knowledge of the loans market and can recognise a competitive interest rate and other benefits associated with homeowner loans you may find it difficult to make the right choice. Having professionals with an excellent working knowledge of homeowner loans can prove invaluable, and this is where Loans4 can help.

When it comes to homeowner loans Loans4 can help to ensure that you get a perfect loan for your needs. You can enjoy really competitive rates of interest with our wide range of loans, which means that you can look forward to affordable repayments on your loan. homeowner loans are ideal for homeowners no matter what the circumstances. Whether you have a bad credit rating or whether you are a homeowner with very little equity in your property in the majority of cases we can still find homeowner loans to suit your needs.

You can use these loans for all sorts of purposes, and because of the competitive interest rates and extended repayment periods that come with homeowner loans you will find that they are a very effective and affordable solution to the money that you need. The longer repayment periods and lower interest rate will help to keep your monthly repayments to a minimum. Many people take out this type of loan for purposes ranging from consolidation of debts or improvement to the home to paying for luxuries such as a car or holiday and even funding a special event such as a wedding.

Using these loans to consolidate smaller debts can really reduce your outgoings each month, as you can wrap up all of your smaller debts with one larger loan, which means one more convenient repayment each month, and a lower repayment than your combined existing debts. It also means that you won't be paying extortionate store card and credit card interest rates. Using your loan for home improvements can also prove to be ideal, as you can improve the comfort and practicality of your home, and you can also add value to your home with the right home improvements.

Homeowners Application Form

Whatever your needs, our wide choice of affordable homeowner loans are certain to prove ideal. Whether you have a good credit rating or a bad credit rating you will most likely find that our homeowner loans will suit you down to the ground. You can select from a range of repayment periods, and interest rates on these loans are highly competitive. In some cases you can get loans that offer over and above your level of equity, and these are perfect for those with little equity in their homes. Loans can be arranged up to 125% of your property value.

When taking out a homeowner loan do bear in mind that these loans are secured against your home, and therefore you should ensure that you can keep up with the repayments. With out resources and expertise we can ensure that we find you a loan from our vast selection of homeowner loans so that you are comfortable with the interest rate, the repayment period, and the amount of the monthly repayment. We can even provide you with a loan that can be used for multiple purposes, which means increased convenience and ease for you.

If you want a great deal on a homeowner loan you can find out quickly, easily, and conveniently whether you qualify. You can do this buy using our'Do you Qualify' feature from the comfort and privacy of your own home, so you can find out quickly and easily without any unnecessary hassle other companies my put you through.

Homeowners Application Form



Latest Loan / Finance News
UKs budget shortfall gap widened in August

Borrowing increases in August, as across the board increase in tax receipts offset by higher government spending.

George Osborne's aim to cut borrowing and return the UK economy to fiscal health took at further knock this week as ONS data shows the budget shortfall gap had widened in last month, with the Treasury borrowing 11.6bn, compared with 11bn in August 2013, despite an increase in tax receipts collected in.

Following an ONS review of Britain's public finances, the produced for August reflect changes made in the way the figures are calculated and presented. The borrowing figures have been brought in line with pan-European accounting standards, meaning Network Rail has been reclassified as part of central government. The debt and borrowing of the Bank of England's Asset Purchase Facility, known as quantitative easing, is included in the standard measure also, however bank bailouts are not.

Using previous method of calculation, which stripped out all distortions, the deficit was an even larger at 12.5bn, compared with 11.7bn a year earlier
This means the Treasury has borrowed 45.4bn so far this year, 2.6bn more compared with the same period last year. On an unrevised basis previous method of calculating, the year-to-date deficit increased to 49.2bn from 46.7bn a year earlier.

Despite an increased monthly deficit, an across the board increase in tax receipts in August was seen, which included a 2.4% rise in income tax to 11.3bn, a 17.2% increase in corporation tax, to 1.5bn. The amount of stamp duty on land, shares and property also went up by 24.1% to 1.3bn, as the housing market gained slight momentum.

The increase in revenues was offset though by a 1.7bn rise in central government spending.
Other figures included:
UK debt interest went up more than a fifth to 4.2bn in August largely due to the accounting changes.
Pension and other benefit payments increased to 0.2bn to 16.3bn.
Government capital spending also increased by 22.7% to 22.3bn.
Local government borrowing increased by 0.1bn to 1.9bn.

The ONS also reported tax receipts are broadly higher this financial year, the ONS said, with income tax up 0.5bn to 60.4bn, and VAT receipts up 4.6pc to 51.4bn.

The accounting changes also increased the size of Britain's debt pile to more than 1.43 trillion in August, 7.2% higher than at the end of August 2013.

The Office for Budget Responsibility (OBR), which is the Government's fiscal watchdog, warned last month that weaker earnings growth and an increase in the personal allowance to 10,000 this April may have a downside effect to income tax and national insurance receipts for the rest of this fiscal year.
The OBR will issue revised borrowing forecasts on 5th December 2014, at the same time as the Autumn Statement is presented.
more ....

UKs budget shortfall gap widened in August - Borrowing increases in August, as across the board increase in tax receipts offset by higher government spending. George Osborne's aim to cut borrowing - 23rd September 2014 more ....

Share price of Scottish firms increases as vote results in continued UK unity - The share price of firms including the Royal Bank of Scotland, utility company SSE, and drinks maker AG Barr all increased today - 19th September 2014 more ....

Mortgage borrowing in August higher than same period last year - The Council of Mortgage Lenders (CML) has published figures saying UK homeowner borrowing fell 5% from 19.7bn in July, to 18.6 billion - 19th September 2014 more ....

















































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