There are a wide range of loan applications available from a wide range of loan companies. If you are looking to make a loan application then we can help. You may need to make a loan application to consolidate your existing loans or credit cards into one lower more manageable monthly repayment, or to purchase that something special, such as a new car, home improvements such as a new kitchen, conservatory, or loft conversion. loan applications can even be used or advancing your career by doing that course you have always wanted to do.
Here at Loans4 we have experienced staff who are specialists in loan applications, and will work with you to give you the best possible loan available from our panel of lenders, at the best possible APR and repayments, to match your individual credit profile and affordability.
It's really important to find a loan application that suit your specific needs.
Our loans range from £3,000 to £100,000, so can help meet our short term and longer term borrowing needs for the loan applications that you wish to make.
Use the Loans4 'Do you Qualify' feature to find out if you qualify before you actually go ahead with a loan application. The 'Do you Qualify ?' feature will help you determine the best loan for the loan application. We also find the best lender available to you based on you previous credit history, employment status, and equity in your property. By answering 10 quick questions, you will be able to find out straight away which loan product fits your current status, and the interest rates available to you.
You will be able to find the right loan application before you have to make an actual application, so no unnecessary credit searches trying to find what is available to you, and no nasty surprises after you apply.
Once you have used the 'Do you qualify' for the loan application , our process is simple and quick to make a loan application, all you need to do is select the loan which matches your needs, then you will be asked some personal questions (as opposed to the general questions ion the qualifier form), and the you will be able to apply at the click of a button.
To make a loan application, click here to see if you qualify.
Payday loans have been at the centre of controversy for some time, with the crippling interest rates, lack of proper checks, and ease of credit being amongst the things that campaigners and authorities have expressed concern about. One consumer group has now warned that more and more people are getting trapped in a downward spiral of debt as a result of extortionate interest rates and penalty charged imposed by payday lenders.
It is claimed that more than 60% of consumers who take out these payday loans are using the money to pay bills, buy food, pay for petrol and pay for other household essentials. This was based on data collected in a survey carried out by consumer group Which? The watchdog said that there were particular concerns over how more and more people were getting caught up in a debt trap due to the penalty charges that they were facing as a result of being unable to repay their loans on time.
According to the survey results, around 25% of those who had taken out these payday loans said that they had been hit with crippling fees and hidden charges such as fees for reminder letters. Around 18% said that they had been unable to pay back their loans on time. The data also showed that one third of consumers had experienced greater financial problems and issues as a result of taking out one of these payday loans and 45% had been hit with hidden charges after taking out a payday loan.
The Which? figures showed that 45% of payday loan borrowers had rolled over their loans on at least one occasion. The debt trap is thought to be made worse by the fact that around 57% of borrowers being encouraged to take out further loans. One third of consumers said that they had been texts, emails or unsolicited calls before signing an agreement.
There was also concern over the number of consumers who were being allowed to take out credit that they could not realistically afford, with almost a quarter of payday lenders that were looked at failing to carry out adequate credit checks on those applying for finance. more ....
Unemployment figures down in the UK -
Official figures have been released showing that the number of unemployed fell in the first three months of this year. The figures - 21st May 2012 more ....
